VIC home loans
Home Loans in Victoria
Home loans in Victoria are sized by local prices: across the 70 VIC suburbs covered here, the average suburb median is $1.2M for a house and $525K for a unit. Open a suburb for its own median prices and growth. To compare lenders, get matched free with a licensed broker who works with VIC buyers.
70
Suburbs covered
$1.2M
Avg. median house price
$525K
Avg. median unit price
50+
Lenders on our broker partners’ panels
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a secured loan of $150,000 over 25 years for home loans and a loan of $30,000 over 5 years for car and personal loans, unless the lender states another basis. Business loans and equipment finance for a business purpose have no mandatory comparison rate.
Buying in Victoria: duty, grants and rates
- Stamp duty for first home buyers: No duty up to $600,000; a sliding concession from $600,001 to $750,000. (State Revenue Office Victoria, checked 10 October 2026.) Work out your figure with the VIC stamp duty calculator.
- First Home Owner Grant: $10,000 for a new home (price cap: $750,000). Details in the VIC First Home Owner Grant guide.
- Interest rates: lenders set home loan rates nationally, so VIC borrowers see the same rates as everyone else. The dated big four table, with comparison rates, is on the home loan interest rates page.
- Using a broker: the mortgage broker Melbourne page covers what a broker checks on a Melbourne purchase and how matching with a licensed broker works.
Browse VIC Suburbs
Select a suburb to compare home loan options and view local property data.
Richmond
3121
$1.4Mhouse
$580Kunit
+5.2% p.a.growth
South Yarra
3141
$2.2Mhouse
$620Kunit
+4.5% p.a.growth
Toorak
3142
$5.5Mhouse
$850Kunit
+3.5% p.a.growth
Prahran
3181
$1.6Mhouse
$550Kunit
+4.8% p.a.growth
St Kilda
3182
$1.8Mhouse
$550Kunit
+4.6% p.a.growth
Brighton
3186
$3.2Mhouse
$850Kunit
+4.0% p.a.growth
Hawthorn
3122
$2.4Mhouse
$580Kunit
+4.3% p.a.growth
Camberwell
3124
$2.6Mhouse
$720Kunit
+4.1% p.a.growth
Kew
3101
$2.8Mhouse
$700Kunit
+3.9% p.a.growth
Balwyn
3103
$2.5Mhouse
$780Kunit
+4.2% p.a.growth
Box Hill
3128
$1.4Mhouse
$550Kunit
+5.5% p.a.growth
Glen Waverley
3150
$1.5Mhouse
$720Kunit
+5.0% p.a.growth
Clayton
3168
$1.1Mhouse
$580Kunit
+5.8% p.a.growth
Dandenong
3175
$680Khouse
$400Kunit
+7.5% p.a.growth
Frankston
3199
$750Khouse
$480Kunit
+7.0% p.a.growth
Mornington
3931
$1.1Mhouse
$650Kunit
+5.8% p.a.growth
Doncaster
3108
$1.5Mhouse
$750Kunit
+5.2% p.a.growth
Templestowe
3106
$1.6Mhouse
$700Kunit
+4.8% p.a.growth
Eltham
3095
$1.1Mhouse
$620Kunit
+5.5% p.a.growth
Ivanhoe
3079
$1.7Mhouse
$650Kunit
+4.6% p.a.growth
Northcote
3070
$1.4Mhouse
$580Kunit
+5.3% p.a.growth
Brunswick
3056
$1.2Mhouse
$520Kunit
+5.5% p.a.growth
Fitzroy
3065
$1.5Mhouse
$550Kunit
+4.8% p.a.growth
Collingwood
3066
$1.3Mhouse
$530Kunit
+5.0% p.a.growth
Carlton
3053
$1.4Mhouse
$480Kunit
+4.9% p.a.growth
Parkville
3052
$1.8Mhouse
$520Kunit
+4.2% p.a.growth
Essendon
3040
$1.4Mhouse
$560Kunit
+5.0% p.a.growth
Moonee Ponds
3039
$1.4Mhouse
$530Kunit
+5.2% p.a.growth
Footscray
3011
$950Khouse
$450Kunit
+6.5% p.a.growth
Williamstown
3016
$1.5Mhouse
$680Kunit
+4.5% p.a.growth
Yarraville
3013
$1.1Mhouse
$550Kunit
+5.5% p.a.growth
Seddon
3011
$1.1Mhouse
$520Kunit
+5.8% p.a.growth
Newport
3015
$1.1Mhouse
$580Kunit
+5.6% p.a.growth
Werribee
3030
$580Khouse
$380Kunit
+8.0% p.a.growth
Point Cook
3030
$700Khouse
$480Kunit
+7.2% p.a.growth
Tarneit
3029
$600Khouse
$400Kunit
+8.5% p.a.growth
Craigieburn
3064
$620Khouse
$410Kunit
+7.8% p.a.growth
Epping
3076
$650Khouse
$420Kunit
+7.0% p.a.growth
South Morang
3752
$680Khouse
$440Kunit
+7.2% p.a.growth
Mill Park
3082
$700Khouse
$450Kunit
+6.8% p.a.growth
Reservoir
3073
$850Khouse
$480Kunit
+6.5% p.a.growth
Preston
3072
$1Mhouse
$520Kunit
+5.8% p.a.growth
Coburg
3058
$1.1Mhouse
$530Kunit
+5.5% p.a.growth
Pascoe Vale
3044
$950Khouse
$510Kunit
+6.0% p.a.growth
Heidelberg
3084
$1.5Mhouse
$620Kunit
+4.8% p.a.growth
Bulleen
3105
$1.2Mhouse
$620Kunit
+5.2% p.a.growth
Doncaster East
3109
$1.3Mhouse
$700Kunit
+5.0% p.a.growth
Ringwood
3134
$950Khouse
$580Kunit
+5.8% p.a.growth
Croydon
3136
$850Khouse
$540Kunit
+6.2% p.a.growth
Lilydale
3140
$780Khouse
$520Kunit
+6.5% p.a.growth
Belgrave
3160
$820Khouse
$550Kunit
+6.0% p.a.growth
Berwick
3806
$820Khouse
$540Kunit
+6.8% p.a.growth
Narre Warren
3805
$700Khouse
$480Kunit
+7.2% p.a.growth
Pakenham
3810
$600Khouse
$420Kunit
+8.0% p.a.growth
Officer
3809
$650Khouse
$450Kunit
+8.5% p.a.growth
Clyde
3978
$620Khouse
$430Kunit
+9.0% p.a.growth
Geelong
3220
$750Khouse
$480Kunit
+6.5% p.a.growth
Ballarat
3350
$550Khouse
$350Kunit
+7.0% p.a.growth
Bendigo
3550
$530Khouse
$340Kunit
+7.2% p.a.growth
Shepparton
3630
$420Khouse
$280Kunit
+8.0% p.a.growth
Warrnambool
3280
$520Khouse
$350Kunit
+6.8% p.a.growth
Mildura
3500
$400Khouse
$270Kunit
+7.5% p.a.growth
Traralgon
3844
$400Khouse
$280Kunit
+7.0% p.a.growth
Sale
3850
$420Khouse
$290Kunit
+7.2% p.a.growth
Wodonga
3690
$470Khouse
$310Kunit
+7.0% p.a.growth
Wangaratta
3677
$450Khouse
$300Kunit
+7.5% p.a.growth
Torquay
3228
$1.1Mhouse
$680Kunit
+5.8% p.a.growth
Ocean Grove
3226
$880Khouse
$580Kunit
+6.2% p.a.growth
Lara
3212
$620Khouse
$420Kunit
+7.5% p.a.growth
Sunbury
3429
$600Khouse
$400Kunit
+7.0% p.a.growth
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