Variable
Live-In Home Loan
- Unlimited redraw
- No fees
- Loyalty discount 0.01%/year
Cheapest mainstream-bank-aligned variable rate, with a loyalty discount built in
View current rate at Unloan Major-bank brand
Unloan
Part of Commonwealth Bank SydneyFounded 2022ACL/Banking Licence 234945
Strengths
- Among the cheapest variable rates on the market
- No application, ongoing or discharge fees
- Loyalty discount: rate drops 0.01% each year
- Backed by CBA
Watch out for
- No offset account currently (redraw only)
- Owner-occupier P&I only; no investment-property option
- Strict eligibility (PAYG income, 80% LVR max)
Unloan products
Editorial reference covering the product range Unloan offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Unloan\'s own rate card; the live number sits with them.
Home loans
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WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The Unloan rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.
★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.