CBA-owned digital home loan brand. Single-product strategy: one variable rate, refinance and purchase, no fees, no offset (yet). Loyalty discount that grows over time.
Unloan is a banking brand that is part of Commonwealth Bank. It offers home loans.
What Unloan offers in each category, with the features, eligibility and trade-offs we note. Where we captured a current rate from Unloan’s own page in the last 60 days, it is shown with its comparison rate and a link to the source; for the other products, follow the link to Unloan’s rate card.
*Comparison rates are calculated on the lender's own example: for home loans usually $150,000 over 25 years, for car and personal loans usually $30,000 over five years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Other lenders in our directory that offer home loans, starting with other major-bank brand lenders.
Yes. Unloan’s loans are provided by Commonwealth Bank of Australia, which is on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959.
Unloan is a fully owned division of Commonwealth Bank of Australia and operates under its credit licence. Its loans are provided under Australian Credit Licence 234945, held by Commonwealth Bank of Australia.
Commonwealth Bank of Australia holds Australian Credit Licence 234945, the licence Unloan operates under. You can check a licence on ASIC’s Professional Registers before you apply.