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Major-bank brand

St.George Bank

NSW-rooted division of Westpac Group with a long mortgage broker channel relationship. Often used by Westpac brokers for files where the St.George policy box fits better.

Part of Westpac SydneyFounded 1937Australian Credit Licence 233714

St.George at a glance

St.George Bank is a banking brand that is part of Westpac. It offers home loans.

Lender type
Major-bank brand
Bank or non-bank
Authorised deposit-taking institution (Westpac Banking Corporation)
Part of
Westpac
Credit licence
ACL 233714, Westpac Banking Corporation
Lends
Home loans
Headquarters
Sydney

Strengths

  • Advantage Package bundles loan, account, credit card
  • Active in the broker channel for niche profiles
  • Westpac group infrastructure on the back end

Watch out for

  • Annual package fee $395

St.George loans and products

What St.George offers in each category, with the features, eligibility and trade-offs we note. For the current rate on each product, follow the link to St.George’s own rate card.

St.George home loans

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Variable

Advantage Package Variable

  • 100% offset
  • Unlimited extra repayments
  • Redraw
Current rate: published on St.George's own rate card
Fixed 2yr

Fixed 2 Years (Advantage)

  • Fixed term certainty
Current rate: published on St.George's own rate card

More on St.George

  • St.George home loans in detail

    Advantage Package, Basic Variable, fixed 1 to 5 years. A Westpac-group regional brand with its own pricing tier. Where St.George wins and how it compares to the parent.

St.George: frequently asked questions

Is St.George a bank?

Yes. St.George’s loans are provided by Westpac Banking Corporation, which is on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959.

Who owns St.George?

St.George Bank is a division of Westpac Banking Corporation. Its loans are provided under Australian Credit Licence 233714, held by Westpac Banking Corporation.

What is St.George’s credit licence number?

Westpac Banking Corporation holds Australian Credit Licence 233714, the licence St.George operates under. You can check a licence on ASIC’s Professional Registers before you apply.

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