Variable
Resimac Prime Variable
- Optional offset
- Free redraw
- No annual fee
Current rate: published on Resimac's own rate card
Non-bank
Resimac Group
Long-established non-bank with broad home loan range from prime to specialist. Pioneered RMBS issuance in Australia. ASX-listed.
SydneyFounded 1985Australian Credit Licence 247829
Resimac at a glance
Resimac Group is a non-bank lender. It offers home loans.
- Lender type
- Non-bank
- Bank or non-bank
- Non-bank lender (not an ADI)
- Credit licence
- ACL 247829, Resimac Group Ltd
- Lends
- Home loans
- Headquarters
- Sydney
Strengths
- Broad home loan range covering prime, near-prime, alt-doc and specialist tiers
- Listed on ASX
- Active in the broker channel
Watch out for
- Pricing competitiveness varies by tier
- Smaller brand presence direct-to-consumer
Resimac loans and products
What Resimac offers in each category, with the features, eligibility and trade-offs we note. For the current rate on each product, follow the link to Resimac’s own rate card.
Resimac home loans
Compare home loans lendersVariable
Resimac Alt-Doc Variable
- BAS or accountant-letter income evidence
- For self-employed
Current rate: published on Resimac's own rate card
Alternatives to Resimac
Other lenders in our directory that offer home loans, starting with other non-bank lenders.
- Bluestone MortgagesNon-bank. Home loans
- FirstmacNon-bank. Home loans
- La Trobe FinancialNon-bank. Home loans, Business loans
- Liberty FinancialNon-bank. Home loans, Car loans, Personal loans, Business loans
- Pepper MoneyNon-bank. Home loans, Car loans, Personal loans
- RedZedNon-bank. Home loans, Business loans
More on Resimac
- Resimac review: pros, cons and who it suits
What Resimac offers, the trade-offs, and who should look elsewhere.
Resimac: frequently asked questions
Is Resimac a bank?
No. Resimac is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959. Its Australian Credit Licence is 247829, held by Resimac Group Ltd, and lending to consumers under a credit licence is regulated by ASIC under the National Consumer Credit Protection Act 2009.
What is Resimac’s credit licence number?
Resimac Group Ltd holds Australian Credit Licence 247829. You can check a licence on ASIC’s Professional Registers before you apply.