- Self-employed-friendly
- Optional offset
Bluestone Mortgages
Strengths
- Specialist near-prime and bad-credit home loans
- Self-employed and alt-doc capable
- Files with credit impairments accepted
Watch out for
- Pricing materially above prime
- Specialist tiers reflect credit overlay
Bluestone products
Editorial reference covering the product range Bluestone offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Bluestone\'s own rate card; the live number sits with them.
Home loans
- Credit-impaired borrowers
- Bank statement income evidence
Other non-banks
Same lender category; compare side by side.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The Bluestone Mortgages rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.