Your Finance GuideAustralian finance education
Non-bank

Bluestone Mortgages

Non-bank specialist in near-prime and specialist home loans. Acquired by Cerberus in 2018; broker-channel-led with focus on borrowers outside major-bank policy.

SydneyFounded 2000ACL/Banking Licence 417505

Strengths

  • Specialist near-prime and bad-credit home loans
  • Self-employed and alt-doc capable
  • Files with credit impairments accepted

Watch out for

  • Pricing materially above prime
  • Specialist tiers reflect credit overlay

Bluestone products

Editorial reference covering the product range Bluestone offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Bluestone\'s own rate card; the live number sits with them.

Home loans

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Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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The Bluestone Mortgages rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.