Your Finance GuideAustralian finance education
TAS · Hobart

Buying or refinancing in Tasmania?

The schemes, stamp-duty thresholds and journey paths that apply to Tasmania buyers, current as of May 2026. Median dwelling value: $685,000 (+0.6% year-on-year).

Stamp duty (transfer duty)
$750,000
FHB full exemption up to

Stamp duty steps from 1.75% to 4.5%. Foreign-buyer surcharge 8%.

Calculate stamp duty
First Home Owner Grant
$10,000
Eligibility

New homes only.

Read the FHB grant guide
Median dwelling value
$685,000
+0.6% YoY

Hobart values softened from late-2022 peaks but stabilised in 2025 and have held through early 2026.

Tasmania home loans
Tasmania schemes

Every Tasmania scheme that actually moves the maths.

Federal + state schemes that Tasmania first-home buyers and owner-occupiers can stack. Confirm eligibility against the relevant revenue office before signing a contract.

FHB Stamp Duty Concession
50% concession on established homes for FHBs.
FHOG
$10,000 for first home buyers building new.
Hobart & beyond

Where Tasmania borrowers are buying.

Sub-markets vary widely on price-to-income, rental yield and growth. Use the regions below as starting points; the journey paths below cover the structural decisions.

  • Hobart
  • Launceston
  • Devonport
  • Burnie

Hobart values softened from late-2022 peaks but stabilised in 2025 and have held through early 2026. Interstate migrant demand has cooled relative to Brisbane and Perth.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.