Your Finance GuideAustralian finance education
Digital-first

Tic:Toc

Digital-first home loan with fully online application; promised same-day approval. Now backed by Bendigo & Adelaide Bank for funding.

AdelaideFounded 2017ACL/Banking Licence 470249

Strengths

  • Fully online application, same-day approval claim
  • Bendigo Bank-backed funding
  • Sharp prime variable rates

Watch out for

  • Online-only servicing
  • PAYG-borrower-aligned policy

Tic:Toc products

Editorial reference covering the product range Tic:Toc offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Tic:Toc\'s own rate card; the live number sits with them.

Home loans

Other digital-firsts

Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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Get a quote across the broker panel

The Tic:Toc rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.